Sears Credit Cards Guide

Find Complete Guide on Sears Card Apply, Sears Credit Card Payment & login | Sears.com

Simple Way to Apply for Sears Credit Card

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Are you ready to apply for Sears credit card? Simply submit your Sear’c card application online or through mail and have a Sears credit card in your pocket. But wait! do you know what Sears is? What type of credit cards Sear’s offers to compare and choose? No? Let’s start with the very basic guide and information.

What is Sears?

Sears, Roebuck and Company, colloquially known as Sears, is an American chain of department stores founded by Richard Warren Sears and Alvah Curtis Roebuck in 1892, reincorporated a formality for a history-making consumer sector initial public offering by Richard Sears and new partner Julius Rosenwald in 1906.

Sears Holdings Corporation is a leading integrated retailer focused on seamlessly connecting the digital and physical shopping experiences to serve our members – wherever, whenever and however they want to shop. Read: All about Sears The Company operates through its subsidiaries, including Sears, Roebuck and Co. and Kmart Corporation, with full-line and specialty retail stores across the United States.

Why Should I Apply for Sears Credit Card?

A question that comes in to many minds before the application of any credit card is why I should choose this particular card over others. Why should I apply for this card? The answer that why you should apply for sears credit card can only be given by listing all the perks you can get by applying for sears credit card.

The sears credit cards can be highly beneficial for its users. If you apply for it you will witness all the advantages of sears credit cards. The Sears credit card charges its customers no annual fee.

It offers advance knowledge of upcoming Sears sales events and online account management including online bill pay and paperless billing. You can pay your bills, track your account activity, check your balance and transaction history, and easily manage your account through the sears credit cards.

Sears Card Offers & Benefits:

Sears credit card comes with financing offers on purchases, such as a certain percentage off or no interest financing on specific products. For example, a past promotion offered 5 percent off or no interest on tool, lawn and garden, and outdoor living purchases over $299 if paid off in 24 months. The Sears Card also provides monthly coupons and a temporary shopping pass at Sears and Kmart for customers who forget their cards.

Additional user:

Customers can add additional users at no cost through the online account. An additional user can be anyone the cardholder wants to authorize to use the card. The additional user can be a trusted family member, friend, or relative.

Requirements for application:

If you want to apply for Sears credit card you will need to match the criteria of the requirements to apply for sears Net availability is a must if you are willing to apply for your credit card online. You should have a personal device of any sort such as computer, laptop or mobile phone. A Bank account user is required for the application process of sears credit cards.

Eligibility:

The eligibility criterion of sears credit card application is almost same as any other credit card. Customers who wants to apply for a sears credit cards must be 18 or above with a good credit history. Make sure you are not involved in money fraud or bankruptcy.

How to Apply for Sears Card?

You can apply for you sears credit card in two ways. You can walk in the sears store in person or just lie back in your bed and apply for sears credit card online.

Apply Online:

Are you too lazy to get out of your bed or is it too hot today to go outside? No problem as sears credit card’s online application is just one click away. Just visit the official site of Citibank and fill your online application form for sears credit card.

Click the option “apply now” on the right side of the page and continue. You will be asked to give the following information after which your application will be considered for approval.

  • Full legal name
  • Email address
  • Street address
  • Phone number
  • Monthly mortgage or rent payment, residency status and income
  • Social Security number
  • Date of birth

Moreover, you can also login to Sears account to make your Sears card payment online, anytime from anywhere you’re.

In store:

If you do not trust on the online method and want to witness all the process with your eyes in person, then you can visit any Sears or Kmart store and ask them to provide you with the paper application form of sears credit card and get it done with the same day approval.

Instant Approval:

When you apply for the credit card, Citibank will order your credit report to determine whether you qualify for store credit cards like the Sears card. Your credit limit is determined by the income you provide and the amount of debt listed on your credit report.

Account approval will depend on your credit score and other factors. Usually the user gets instant approval specially if he applies directly but if you provide all accurate information online then you can also get instant approval for your online application for sears credit card as well.

Check your application status:

You can always check your application status for sears credit card. Usually the credit card reaches its concerned user after 10 days of approval but if not you can simply call on the customer care unit which is available 24/7 and tell them your reference number. They will do the rest for you so stop panicking and just make a call.

Cancel application:

FICO, the company that calculates credit scores, has recently came out and confuted the popularly persistent myth that cancelling a credit card will put a negative impact on your credit history and hurts your score. So, stop worrying about that. If you are unmindful enough that now you feel like cancelling your application after completing the process.

Or maybe you just wanted to have a look at how it feels to apply for sears credit card and you actually applied for it accidentally. You can instantly cancel your application for sears credit card by calling the toll free number given at the end of this article or visit any sears or Kmart store.

Sears Customer Service:

If you are not satisfied even with this lot of information, you can call the toll free number of Sears customer care center at 1-800-815-7701 phone number. You can also visit the office at Sears Private Label General Inquiries P.O. Box 6275, Sioux Falls, SD 57117 if your restless soul is pumping you to meet the consultants in person.

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